The Maldives is an idyllic archipelago in the middle of the Indian Ocean. Somewhat unknown until recently, it has emerged as an unspoiled tourist destination. It may not have the charisma of Jamaica, but if you are looking to unwind and relax, there is no better place.
If you are traveling to the Maldives, you definitely need to buy travel medical insurance to protect yourself against any unexpected events that may occur during your trip.
Travel Medical Insurance for Travelers in Maldives – FAQs
You would never think about going without health insurance at home; why do any different on an international trip? Since your domestic health insurance is unlikely to provide coverage outside your home country, it only makes sense to purchase travel medical insurance.
Do I need travel medical insurance for Maldives?
Travel insurance is not mandatory to visit the Maldives, but with so many adventure sports to choose from, you may need medical attention if any unexpected injuries or accidents were to occur.
Why buy travel medical insurance before traveling to Maldives?
Maldives travel medical insurance is the best way to secure optimal medical care for a predictable price. Further, if your policy pays the healthcare provider directly, you won’t have to worry about paying upfront and chasing down your insurance company for reimbursement later.
The Maldives’ Most Popular Places for Travel
Hulhumalé
An artificial island off the east coast of Malé Atoll, Hulhumalé is known for its pristine beaches and elegant skyline. It has been designed to be a cozy urban sprawl in the middle of the ocean. No matter where you are, the coast is no more than a few minutes’ stroll away.
Maafushi
The traditional and laid-back Maafushi is the opposite of Hulhumalé. The fishing trawlers pull in here with their catch, and if you appreciate fresh seafood, there is no better place. It is also astonishingly cheap, and you could easily spend a week here without putting a dent in your travel fund.
Malé
The capital of Maldives and the seat of its government is also the largest atoll. Strangely enough, you won't find many tourists here, since they prefer to travel straight from the airport to their resort and give Malé a pass. It is quaint, and the nooks and crannies lead to pleasant surprises. The city is a mix of old Indian and Arabic architecture. The Island Bazaar is famous for selling souvenirs, and if you like to haggle, it is a wonderland.
Key Guidelines for Travelers in Maldives
The Maldives is a tropical paradise in more ways than one. Crime is almost non-existent in resort areas, and it is undoubtedly safe. However, as a tourist, you are in a foreign land, and unexpected incidents can happen at any time in any place. Keep the following points in mind before your visit.
- Crime outside of resorts – Most visitors to the Maldives stay at resorts, which are quite safe. However, should you choose to venture off resort grounds, you could be subject to petty crime such as pickpocketing, so stay aware.
- Timely travel – If you need to transit between islands, you’ll need to do so via seaplane or boat. Keep in mind that most of these services cease operations at sunset. Be sure not to get caught on a different island than your resort after dark, or you’ll be spending the night.
- Piracy – The threat of piracy and armed robbery of transiting boats still exists. Some pirates have been known to kidnap passengers and hold them for ransom. Utilize only licensed boat operators, and look into kidnap and ransom insurance.
Before You Travel to Maldives – Do This
- Avoid drug use at all costs – Maldives has strict laws involving illicit drug use. Even as a tourist, you could be subject to arrest and imprisonment if you violate them.
- Outside of resort islands, dress as the locals do – Keep your shoulders covered, and avoid tight-fitting clothing.
- Protect your finances from the uncertainties of international travel with travel medical insurance.