Visitors Insurance For Parents Visiting USA In 70 to 79 Years Age Group

Visitors Insurance for Parents Visiting USA in 70 to 79 Years Age Group

Many people invite relatives, such as their parents or in-laws, in their 70's to visit the USA. As risk is high for those aged 70-79, the number of available insurance plans becomes limited as some insurance companies simply don't want to provide insurance to the 70+ age group; if they do offer insurance they charge a much higher premium, or they only provide benefits up to a lower policy maximum. Therefore, it is extremely important to consider your choices if any of your relatives are in the 70-79 age group. For any of the available plans of travel medical insurance for seniors over 70, no medical exam is required and no medical information needs to be provided at the time of purchase.

People frequently ask, "What is the best medical insurance for senior citizens traveling to the USA?"

Before looking at individual visitors insurance choices for parents visiting USA, you should first familiarize yourself with the types of visitors insurance plans:

  • Fixed Coverage: Limited coverage, cheaper plans
  • Comprehensive Coverage: Better coverage, more expensive.

We always recommend that everyone buy the comprehensive coverage plans. The choices are based on what policy maximum you would like.

  • Comprehensive Coverage

    • $500,000

      • International Major Medical Plan

        Coverage is available for ages 70 to 74 only. After deductible, it pays 100% up to the policy maximum.

        International Major Medical participates in the First Health PPO Network. Coverage is not extendable and not refundable, be sure to purchase the exact duration necessary. Not available in the states of Kansas, Maryland, New Mexico, New York or South Dakota.

        This plan does not cover pre-existing conditions or preventative care. This plan is suitable for people that want a higher policy maximum than other plans offer.

        Complete Details
    • $250,000

      • International Major Medical Plan

        This policy maximum is available for ages 75 to 79 only. After deductible, it pays 100% up to the policy maximum - $250,000.

        You can find participating providers using the First Health PPO Network. You should purchase for the exact duration you need because International Major Medical cannot be extended, nor can it be cancelled and refunded if you shorten your trip. This plan cannot be purchased if your mailing address is Maryland, New Mexico, New York or South Dakota.

        International Major Medical does not include coverage for pre-existing conditions or preventative care.

        Complete Details
    • $100,000

      • Safe Travels USA Comprehensive

        After deductible, it pays 100% up to the policy maximum.

        Safe Travels USA Comprehensive participates in the First Health PPO network, and is extendable in daily increments with a five-day minimum. If you need to cancel coverage early, you can receive a pro-rated refund minus a $25 cancellation fee so long as no claims have been filed since the effective date. 

        Complete Details

      • Atlas America

        After deductible, it pays 100% up to the policy maximum.

        Atlas America participates in United Healthcare PPO Network and it is extendable up to 364 days. In case of early departure, the refundable is pro-rated for the unused duration minus a $25 cancellation fee as long as no claims have been filed since the original effective date.

        Not available for people physically present in the states of MD, NY or WA at the time of purchase. For people visiting these states, it is best to buy the insurance before they arrive.

        In addition to the medical expense coverage, Atlas America also provides coverage up to the policy maximum for acute onset of pre-existing conditions. Complete Details

      • Patriot America Platinum

        After deductible, it pays 100% up to the policy maximum, $100,000.

        It participates in United Healthcare PPO Network, it is extendable in case of early departure, and it is refundable if no claims have been filed minus $50 cancellation fee.

        This plan is not available in the state of Maryland and New York.

        For those who are eligible, this plan is an excellent choice.

        Complete Details

    • $50,000

      There are many visitors insurance plans available for family visiting the USA with this policy maximum. Please visit winifs.brokersnexus.com to get instant quotes from multiple plans, compare them side by side and make an instant purchase online.

      • Atlas America

        After deductible, it pays 100% up to the policy maximum.

        Atlas America participates in United Healthcare PPO Network and it is extendable up to 364 days. In case of early departure, the refundable is pro-rated for the unused duration minus a $25 cancellation fee as long as no claims have been filed since the original effective date.

        Not available for people physically present in the states of MD, NY or WA at the time of purchase. For people visiting these states, it is best to buy the insurance before they arrive.

        In addition to the medical expense coverage, Atlas America also provides coverage up to the policy maximum for acute onset of pre-existing conditions. Complete Details

      • Safe Travels USA Comprehensive

        After deductible, it pays 100% up to the policy maximum.

        It is extendable with a minimum of 5 days initial purchase and is refundable in case of early departure. The refund is pro-rated for the unused duration minus a $25 cancellation fee as long as no claims have been filed.

        Complete Details

      • Patriot America Plus

        After the deductible is met, in network the plan pays 100% (outside of the network: 80% up to $5,000, then) to the policy maximum.

        It participates in the United Healthcare PPO Network, and is extendable and refundable in case of early departure so long as no claims have been filed and minus a $50 cancellation fee.

        This insurance plan does not provide coverage for an acute onset of a pre-existing condition for people age 70 and older. Complete Details

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